Tradesman Liability Insurance

For self-employed tradespeople it is important to have adequate protection in place to insure your business, tools and vehicles against unforeseen circumstances. However, tradesmen liability insurance policies are also vital to protect you from claims made against you that may arise when working with members of the public or other businesses. Your policy needs to include public liability insurance. For example, if a member of the public were to accidentally injure themselves on your tools or equipment, you may be held liable. Public liability policies designed specifically for tradespeople will protect you from potentially expensive legal battles.

Liability Insurance Policies For Tradespeople  & Self Employed

There are two key components to the liability policies that Insure 24-7 issue to tradespeople and self-employed sole traders.

Public Liability Insurance

Covers your legal liability for any property damage or injuries that you could be held liable for. Claims could be made against your business by anyone you interact with, members of the public, or the owners of residences or premises where you carry out your work.

Having a public liability policy in place will also bolster your reputation.

Employer’s Liability Insurance

Like many tradespeople throughout the country, you may have some employees on your books. For example, apprentices, casual labourers or sub-contractors. If this is the case, you’re obliged to have employer’s liability cover by law.

Should your employees suffer injury in the workplace, or contracts an illness connected to work, our policy will have you covered.

Get A Quote For Tradesmen’s Liability Insurance

Don’t hesitate to contact Insure 24-7 to get a competitive quote for tradesmen’s liability insurance cover. Our insurance specialists will be happy to formulate a policy that meets your specific requirements.